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Article #421: Mobile Phone Insurance

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Mobile phone thefts are on a rise. Are from water damage, fraudulent calls or
you aware how much risk you are taking by theft.
not fully insuring your mobile phone? If • Your monthly cover is low cost
you loose your mobile phone or damaged it • Mobile phone insurance will assure
by accident you will have to pay the full you peace of mind with no worries about
replacement cost to buy a new one. anything happening to your mobile phone
Why do you need to buy mobile phone or PDA.
insurance? How can no mobile phone insurance affect
Did you know the free phone you receive you?
when you sign twelve month contract with • If your mobile phone is stolen or
your service provider, can cost you as damaged you will have to buy a new mobile
high as $30,000. This is because the phone
network (T-Mobile, Vodafone, etc) • Even though you are without your
discounted your phone because you are mobile phone you will still have to pay
promising them 12 months of your your monthly contact charge to your phone
business. service provider.
Benefits of mobile phone insurance • Until you block your phone, you
• You will not be without a mobile will be liable to pay all the calls the
phone for too long. thief makes on your mobile phone.
• Your mobile phone is replaced or • Buying a new phone would mean lot
repaired at no cost to you of inconvenience as you will have to
• You will not be liable for any notify people about the new number
calls made by the thief incase your • If you loose your mobile phone you
mobile is stolen can do nothing. However if your mobile
• You are also covered if anything phone is stolen you will have to waste a
happens to your mobile phone abroad. lot of your time informing the police and
• Your mobile phone insurance filling in forms.
provides you with additional benefits






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