| Prepaid cell phones are great in case that you have | | | | credit rating because in order to use the service it has |
| bad credit. Long time ago when prepaid service was | | | | to be paid for in advance. Because it is paid in |
| first offered this used to be its main advantage for the | | | | advance you pose no risk for the company that |
| user. It did not matter if your credit was lousy, you | | | | provides the service. The good thing about it is that |
| could still get a cell phone and use it just like if you had | | | | you are %100 in control of your budget and it will not |
| a perfect credit. | | | | show on your credit report no matter what you do. |
| Cell phones are so common these days it is really | | | | But remember, prepaid service is not just for people |
| difficult to find someone who does not have one. Even | | | | with bad credit, it is far easier to control your spending |
| if you do, it is in most cases by personal choice (your | | | | this way and you do not lose any of the cell phone |
| author was one of these, for the longest time I refused | | | | service benefits. It is especially suitable for people who |
| to get it, butt becoming a father changed my mind). | | | | do not use cell phones a lot. You do not have the pay |
| All of us need to be able to communicate with a | | | | monthly bills but are still connected if you need it. |
| person we care for and that is the main benefit of cell | | | | Non-prepaid |
| phones. That is why prepaid service is great, you can | | | | Regular, non prepaid service will check your credit |
| get it any time you want and nobody will check your | | | | score before you are approved. Credit bureaus are |
| credit history for it. | | | | constantly informed bycreditors about your payment |
| So what are the main differences (concerning credit | | | | history, including the cell phones companies. So |
| checks) between prepaid and non-prepaid service? | | | | remember that an unpaid cell phone bill canresult in you |
| Prepaid | | | | being turned down for some other more important |
| With prepaid service you simply buy a cell phone, | | | | credit demand like home or a new car. |
| number and minutes you intend to spend talking and | | | | With prepaid cell phone service it is never going to |
| there is no need to worry about how it will impact your | | | | happen, because you are %100in control of your |
| credit score. Or for that mater, whether you are going | | | | budget at any time. It will enable you to easily avoid |
| to get a cell phone in the first place. | | | | any trap caused by over spending. |
| Prepaid service providers just do not care about your | | | | |