| In these modern days almost all of us have a cell | | | | to 24 months of guaranteed income, so they are more |
| phone of one sort or another. It may even be the very | | | | than happy to offer you a free mobile phone. |
| latest iPhone 4g (if you were the lucky one who found | | | | What happens though if one of your children lost their |
| the 4g iPhone that an Apple developer left in a | | | | phone on month 3 of a 24 month contract? Well, |
| restaurant recently), or you may just make use of | | | | basically, if you did not have the handset insured and |
| your children's old cast off phones. | | | | you asked your phone supplier for a replacement, they |
| It definitely seems to be the younger generation who | | | | would charge you the full retail value for the phone, |
| like to have the most up to date mobile phone in their | | | | which as I mentioned above, would be in the 300 GBP |
| pockets, I fear to imagine the monthly cost of | | | | range. The retailer would defiantly not offer you |
| contracts for a family with two or three teenage | | | | another free phone, unless you had mobile phone |
| children, who all want the latest and coolest mobile | | | | insurance to cover this event. |
| phone models. When talking about mobile phone | | | | So now you would be left in the situation where you |
| contract costs and demanding children, it's worth taking | | | | had no mobile phone, but were still liable to make the |
| the replacement cost into the equation, just in case the | | | | next 21 monthly payments to the phone company, and, |
| phone is lost or damaged in the early part of the | | | | you have a son or daughter with no mobile phone and |
| contract. | | | | they are not going to be happy about it. |
| You see, when you receive a free phone (probably | | | | So all in all, it would be worth taking a look at getting |
| valued around 300-400 GBP) from your mobile | | | | mobile phone insurance protection, weather it is through |
| supplier, it is subsidised by the company or retailer, as | | | | your home content insurance, a stand alone policy, or |
| you have just signed on the line and promised them 18 | | | | even through your premium bank account. |