| Mobile phones are expensive electronic items that | | | | The cost of a new mobile phone is one that many |
| need to be taken care of properly. Yet, even with the | | | | cannot afford to bear, which is why mobile phone |
| best of care, there can be an accident that will lead to | | | | insurance is an essential service to have. It can |
| damage and a dead phone. This is why mobile | | | | potentially save you hundreds of pounds. Consumers |
| insurance is so important. It protects your investment in | | | | can expect to pay a regular price of £100 to |
| your phone so that you can have repairs performed | | | | £500 for their replacement phone model, which |
| or be issued a replacement, in the event of a claim. | | | | can be a pretty hefty price tag for many people. |
| Many people assume that they will get another free or | | | | Purchasing mobile phone insurance is just as important |
| reduced price phone if they have to buy another one. | | | | as purchasing car or home insurance. You are |
| This is not the case. The special packages that | | | | protecting your valuable items, so that you do not have |
| customers receive when they first sign up with a | | | | to replace it for full price if something were to happen |
| phone company are usually one-time offers. This | | | | to it. Phone insurance can be purchased for a nominal |
| means that the mobile phone that you got for free will | | | | monthly fee. It will often be less than £2.50 per |
| actually have to be purchased at regular price when | | | | month, which is very affordable. This small fee will |
| you need to replace it with a new one. This is because | | | | cover your phone from loss, damage or theft. |
| the phone network heavily discount and subsidise the | | | | Even normal wear and tear can eventually damage a |
| phone because you are signing a contract that says | | | | phone. Mobile phones are constantly being subjected |
| you will continue to pay the network for 12, 18 or 24 | | | | to dirt and dust every day. So, even if you never have |
| months. | | | | an accident with your phone, you will still be covered if |
| There are so many different types of phones | | | | your phone just stops working one day. |
| available on the market these days, which range from | | | | Once you have picked out your mobile phone, you will |
| budget to luxury models. No matter which type of | | | | not want to settle for a budget model due to the cost |
| phone you purchase, they do not include mobile | | | | of replacement for your original choice. This is why |
| insurance from the manufacturer. There is only a | | | | getting mobile phone insurance is necessary. |
| limited warranty on workmanship defects. | | | | |