| Do you have a mobile phone and fear of the stuff | | | | These show that it is better to get covered than to |
| getting damaged brings nightmares to you? If your | | | | face a loss. The good news is that all kinds of losses |
| answer is yes, which mostly should be, you don't need | | | | are covered by the insurance companies. You are |
| to worry now. A new kind of scheme titled 'mobile | | | | also offered protection against the unauthorized calls. |
| phone insurance' has been coined where you get the | | | | For getting insured, there are many different renowned |
| total sum refunded in case your gadget suffers any | | | | insurance company like Sony insurance, Nokia |
| loss or theft. | | | | insurance, Alcatel Insurance, Blackberry Insurance, |
| Actually, when you go to a shop for purchasing a | | | | Siemens insurance, Motorola Insurance and others. |
| handset, there are a large number of options. Fearing | | | | If you are searching for an insurance, you should know |
| your habit of forgetting the gadget(if you have it) | | | | that there are many different websites which either |
| somewhere or the gadget getting stolen, you go for a | | | | offer the insurance or aid in getting one for yourself. |
| low priced device. This you do in spite of the fact that | | | | The most significant part is that being online, all these |
| you had liked the expensive one. But now you never | | | | companies can be contacted anytime and every time |
| need to fear the loss in presence of the insurance | | | | from any corner of the world. |
| cover. | | | | But, there are a few companies which may not be |
| The insurance companies pay full sum to you if you | | | | providing insurance coverage in all cases. This may |
| pay them a small premium amount. The premium paid | | | | create a new problem for you. For this reason, you |
| by you would be directly proportional to the cost of | | | | should go through all the terms and conditions carefully |
| your mobile phone. Higher the cost of your gadget | | | | and should reject it if it doesn't comply with your |
| higher will the premium amount be. Now, paying | | | | demands. Further, while some companies offer |
| complete cost of the handset at a time is never an | | | | insurance cover giving you a new gadget, there are |
| intelligent choice when you have the option of escaping | | | | others who provide a second hand gadget. |
| it by paying a small premium at frequent intervals | | | | Better late than never! If you are one of those who |
| through the cheap mobile phone insurance. Specially | | | | have not insured your gadget, you should get it |
| the young guys and gals are careless leading to these | | | | immediately insured or you may later regret this |
| losses. | | | | decision. And still if you don't want to get a cheap |
| According to the statistics, there are around 3500 | | | | mobile phone insurance, it would be better to keep |
| phones lost on buses, trains while around 1200 | | | | your gadget inside the locker such that you never |
| handsets face destruction in the presence of water. | | | | loose it. |