| The reasons are far to seek. Most people feel that in | | | | low to justify your decision. |
| any case they would have replaced their existing | | | | There are numerous mobile phone insurance |
| models with a new one. And are not sure how reliable | | | | companies operating in the United Kingdom. You can |
| the mobile phone insurance companies are. They are | | | | pick any one of them whose premiums and other |
| also under the wrong belief that with their handset | | | | related terms and conditions you find acceptable. The |
| gone, so are their contractual liabilities. Well, this is not | | | | majority of the mobile insurance companies charge |
| the case so. As irrespective whether you are still using | | | | annual premium of up to £50. Alternatively, you can |
| your phone or not, the line rentals and other such | | | | also go in for monthly premiums for having your |
| related payments need t o be made. | | | | handset insured. This premium amount comes to £5 |
| In such a scenario, you are left with only two straight | | | | per month. |
| choices - either continue paying the rentals till the end | | | | This amount is really nothing compared to the |
| of the contract period (this extends from one year to | | | | emotional stress and the added financial liabilities you |
| two years) or replace the mobile phone device. This | | | | would be required to meet in case your mobile phone |
| means paying up to £400 to £500 or even higher if | | | | device gets lost, stolen, damaged, or rendered |
| it is a particularly high-end phone that we are talking | | | | dysfunctional because of various reasons. |
| about. The only other option is to insure your mobile | | | | You will be able to get a replacement for your mobile |
| handset. And that too with an insurance company that | | | | phone handset within 24 days to a week's time from |
| specializes in insuring mobile phone devices. As general | | | | your mobile insurance companies, from the date of |
| insurance companies like car insurance companies will | | | | your registering your complaint. Therefore, it will be |
| not be able to meet your requirements adequately. | | | | most sensible thing to do to insure your new handset |
| Besides, the premium they charge also will not be that | | | | the moment it is bought. |