| We all spend a lot of money on getting the latest | | | | check the level of cover provided as this tends to be |
| handsets available in the market, we either rush to the | | | | very limited on household insurance. If they are not |
| service providers to see if they have any deals with | | | | covered you can get them included and this will give |
| our favorite phones or we simply buy SIM free | | | | some basic cover. |
| phones. But the money spent on purchasing the cell | | | | Is Free Mobile Insurance Possible? |
| phone the either way goes down the drains if we do | | | | With competition going to the peak in almost all |
| not buy mobile phone insurance. If your one of those | | | | industries, not only service providers offer free mobile |
| lazy personalities who thinks phone insurance is a | | | | insurance along phones but now banks have also |
| waste, then think twice. The research shows, that | | | | followed this trend. Banks like Barclays and Lloyd |
| over 1.3 million mobile phones stolen and 1.6 million | | | | Banks cover mobile insurance on purchase of their |
| phones damaged or lost. Now this is a big number and | | | | special cards. |
| you never know you mobile might be just the next one | | | | What does Mobile Insurance Cover? |
| increasing these digits. | | | | Mobile insurance covers the theft charges and the |
| While buying a cell phone these are the points you | | | | damage charges. But you have to read the contract |
| should consider if you want your phone to be insured | | | | carefully because on certain occasions such as water |
| with the best value cover, if you buy insurance in the | | | | spilling on the cell or cell phone being stolen while it was |
| store where you purchase the mobile phone you will | | | | left unattended do not cover insurance. |
| undoubtedly pay much more for your insurance. | | | | Special Mobile Phone Insurance: |
| Contract Phone Insurance: | | | | Special mobile phone insurance companies are always |
| Those handsets which you get on contract, you ought | | | | a better choice to get your phones insured from. |
| to make sure if you are getting insurance on them | | | | These companies promise to pay you and replace |
| what the policy covers or not. Often insurance offered | | | | you your cell phone and the gadgets with in 48 hours |
| at point of sale does not cover the most likely things | | | | under predefined circumstances. Moreover, as they |
| that will cause you to claim water damage and lost | | | | are dealing with this type of insurance specifically there |
| phones, but if insurance facility is not taken up then it | | | | able to deal with the claims more speedily reducing the |
| creates a problem if the phone is stolen or damaged. | | | | impact on you.iPhone Insurance Uk proposes |
| As the contract is done in advance for 12 months, so | | | | competitive mobile insurance policies for all phones |
| you have to pay the line rent whether you are using | | | | even for 3G phones and iPhones. We insure iPhones |
| the line or not. | | | | from only for £5.88 per month; claims will be |
| Is my Mobile Covered in Home Insurance? | | | | completed with in 48 hours. If in 12 months you have |
| Nearly all houses are insured, so when you purchase a | | | | no claim you get a free battery and after two years |
| mobile you first go through your home insurance | | | | of no claim you get the latest version of your handset |
| contents to see if it covers gadgets and mobiles and | | | | for free. |